Text messaging and website use
Terms & Conditions
Last updated: October 30, 2026
These Terms & Conditions apply to your use of allfamilyinsurancegroup.com and to the text messaging program operated by ALL FAMILY INSURANCE GROUP INC. DBA UNIVISTA INSURANCE ("Univista Insurance," "we," "us," or "our"). By using our website or opting in to our text messages, you agree to these terms.
1. SMS Messaging Program
Program name: Univista Insurance Alerts
Program description: By opting in, you agree to receive text messages from Univista Insurance about insurance quotes, policy renewals, payment reminders, document requests, and claim updates.
How to opt in: Provide your mobile number and check the SMS consent box on our website form or sign up in person at our office. Consent to receive text messages is not a condition of purchase.
Message frequency: Message frequency varies.
Costs: Message and data rates may apply. Check with your mobile carrier for details about your plan.
How to opt out: Reply STOP to any message at any time. You will receive one final message confirming you have been unsubscribed, and no further messages will be sent. To rejoin, reply START.
Help: Reply HELP to any message, call 786-534-3237, or email lvelazquez@allfamilyinsurancegroup.com.
Carrier liability: Mobile carriers are not liable for delayed or undelivered messages.
Privacy: Your mobile number and opt-in information will not be shared with third parties or affiliates for marketing purposes. See our Privacy Policy.
2. Website Use
The information on this website is for general informational purposes only. It does not create a policy, bind coverage, or change any existing policy. Coverage is subject to the terms, conditions, and approval of the insurance carrier.
3. Quotes
Quotes are estimates based on the information you provide and are subject to carrier underwriting. Providing accurate and complete information is your responsibility.
4. Intellectual Property
All content on this website, including text, logos, and graphics, belongs to Univista Insurance or its licensors and may not be copied without permission.
5. Limitation of Liability
To the fullest extent permitted by law, Univista Insurance is not liable for any indirect or consequential damages arising from your use of this website or our text messaging program.
6. Governing Law
These terms are governed by the laws of the State of Florida.
7. Changes to These Terms
We may update these Terms & Conditions from time to time. The updated version will be posted on this page with a new "Last updated" date.
8. Contact Us
ALL FAMILY INSURANCE GROUP INC. DBA UNIVISTA INSURANCE
4750 NW 7th St #4, Miami, FL 33126
Phone: 786-534-3237
Email: lvelazquez@allfamilyinsurancegroup.com